If уου hаνе dealt wіth one аnd wеrе "ripped οff", wουld уου advise whісh one іt wаѕ.
Thx.
Yes, dο іt.
I wish wе hаd sooner.
Check wіth уουr Better Business Bureau аnd check thеіr fees tο сhοοѕе a company.
If уου hаνе dealt wіth one аnd wеrе "ripped οff", wουld уου advise whісh one іt wаѕ.
Thx.
Yes, dο іt.
I wish wе hаd sooner.
Check wіth уουr Better Business Bureau аnd check thеіr fees tο сhοοѕе a company.
THEY'RE ALL RIP OFFS. 1. the put ur credit card on hold so you can't use it… 2. you need to PAY them.. adding to your debt. 75% of americans are in debt. nobody really cares anymore..
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They are good in general, but once you use thier services, it will show up on your credit report as such. thereby screwing you in a situation where you would be going for a auto loan or mortgage for several years. Credit-wise it does not look good. If you have no major capital purchases lined up in the next several years…I would consider it for the savings. Good luck.
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Yes, do it.
I wish we had sooner.
Check with your Better Business Bureau and check their fees to choose a company.
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BTW, it does affect your credit for a few years, but not as badly as bankruptcy. Also, you at least get out of debt. Once out of debt get a loadable credit card, so you don't go into debt again and showing responsible bill payment for a year or so. Your rating will recover and you'll have learned how to control your use of credit.
This is a tough call. What most people don't know is most dept settlement companies are owned and operated by credit card companies to get you to pay off the dept rather than going BK and out of circulation but not to the degree as it used to be. In fact, starting over is easier today than ever and these card companies know this but will threaten you with the old ways and being a nothing for seven years. Credit is always something you really need to protect but when push comes to shove, you have to choose. Good Luck.
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Settlement offers are a good way to re-establishing yourself.
Though it is true that you will cause a temporary hit on your credit score, by settling and eliminating debt, you will open doors to other credit opportunities.
By opening those doors, you will quickly deminish any negatives that you may have.
YOU should initiate the settlement offers with the card companies. They will bully you to pay more than you can afford, but stick to your guns and you will suceed.
If you need more advice, check the link below to help you further.
If you really feel you need help through the settlement process, check the next link.
Whatever you do, do not ignore your good credit. Your good credit is the key to open many doors of opportunity.
God Bless.
References :
http://www.DebtCreditLearningCenter.com/settlement-option
http://www.DebtCreditLearningCenter.com/lexington-law
Carlos is most correct. It sounds like a lot of folks confuse debt settlement and debt management. The latter is making payments over 36 months usually. A debt settlement company is a one-shot deal right here right now. I recommend the source website.
References :
http://www.totaldebtsolutionsllc.com