Oct 15

Top 3 Ways to Settle Credit Card Debt FAST:

1. Debt Consolidation Care
2. CareOneCredit
3. DIY Debt Elimination

Watch this short video to learn how to settle credit card debt:

Are you frustrated there is no easy answer to how to get out of debt? You only have so many hours to work each day. Then the more you work the less time you have for other important things in your life like spending time with family. This can make you feel guilty. You say in the back of your mind you’ll make it up to them but it’s hard to stay ahead of your bills because it doesn’t seem like your money goes far enough anymore. You just feel so frustrated. Believe me I know what you’re going through. I’ve had to deal with the debt collectors calling at 8 AM on a Saturday morning and not stopping until 9 PM. And then starting all over again on Sunday.

If you want to keep more money in your pocket, cut down on the hassles of dealing with a mountain of bills each month, have more time to do things important to you and not because you have to do them, along with sleeping better at night and being in a better mood because you don’t have to worry about the bills being paid each month, then it’s time you learned about the best way to eliminate your debts.

Introducing Charles Phelan’s Debt Settlement Success Seminar - Zipdebt.

For as low as $.54 a day, you can learn everything you need to know about eliminating your debt for as low as $.20-$.30 on the dollar.

Here are some of the things you’ll learn on this 8 CD do it yourself debt settlement home study course:

The Great American Debt Explosion
The Hidden Cost of Debt
The 10-20-70 Plan
How to Choose the Right Debt Program
The Debt Settlement Strategy
How to Minimize Your Chances of A Lawsuit
What One Commonly Used Tactic Can Get You Sued Faster Than Anything Else
Understanding the Debt Collection Process
Why DIY Debt Settlement Makes Sense
Why You’ve Been Brainwashed about Credit
How To Deal with Different Types of Creditors
4 Things You Must Do before You Start Any Debt Settlement Program
How to Settle Your Debts with Your Original Creditors
What to Do for the First 90 Days
What to Do after the First 90 Days
How To Deal with Original Creditor Phone Calls
How to Negotiate Your First Settlements
How to Document Your Transactions
How to Settle Your Debts with Third-Party Debt Collection Companies and Debt Purchasers
How to Handle Collection Agency Calls
Understanding Third-Party Debt Collection Tactics
How to Deal with Debt Collection Attorneys
How to Settle Your Debt with Debt Purchasers
What to Do after You Settle
How Debt Settlement Affects Your Income Taxes
How to Rebuild Your Credit after Debt Settlement
And a Whole Lot More

With the Zipdebt program, you’ll get debt settlement secrets from an industry insider who helped create the debt settlement industry. You’ll learn what works and what doesn’t. You’ll get answers to all your questions and know how to deal with your creditors at every stage of the process.

If you find you need a little more handholding, for as low as $2.13 a day, you can get personal coaching from Charles. Through phone or e-mail communication, he will walk you through the process until you how to get the best settlements possible with each individual creditor. He’ll tell you how low you can settle with Chase, Bank of America, Citigroup, and Discover to name a few. With the personal coaching option, you can get the most up-to-date information on how to get the best settlements with your creditors.

Charles stands behind the Zipdebt program so confidently that you get one whole year, 365 days, to listen and learn and use it to settle your debts for pennies on the dollar that if for any reason you are not satisfied, even on the 364th day, you can get your money back. Try getting that from any debt settlement company.

If you are tired of the frustration and would like to get back on track and regain control of your life, you owe it to yourself and your family to get the Zipdebt program. You can try it risk-free for one whole year and if for any reason you are not satisfied you can get your money back. Learn the best way to eliminate your debts now.

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Mar 20

According to a recent survey most Americans would be able to pay the bills for less than 2 months if they lost their jobs. With the economy not looking to improve in the immediate future, now is the best time to prepare for a job loss and get your debts paid off. One way to cut your credit card debt payments by up to half is to settle your debt.

There are several ways to go about settling your credit card debt for less than the full balance you owe. Two of the more popular are hiring a debt settlement company to negotiate on your behalf or doing the negotiations yourself and working out a settlement with your creditors. Both options have their merits. Doing it yourself is cheaper but takes more time and effort on your part. If you have the time and energy and keep good records this option is for you.

If you are short on time because you are working two jobs just to pay the bills and too busy driving the kids back and forth to practice and games all over town, hiring a debt settlement company would probably be best for you.

But debt settlement is not for everyone. If you do not have the discipline to set aside money each month to save up in a settlement fund, you cannot expect to get good results. When you start the process of debt settlement, you cease making your regular credit card payments and you save that money into a fund which you can then offer as a settlement 3 to 6 to 12 months down the road. The only catch is that you have to save that money and not touch it for other purposes.

You must not worry about your credit score if you want to settle your credit card debt. You can be debt free when you negotiate with your creditors and get your balances paid off but do not expect to have perfect credit just because all your balances are now zero. You haven’t made your payments for months, maybe even a couple years, and this will lower your credit score. However, once your debt is all paid off, then it will be easier to start rebuilding your credit. And it takes less time than filing bankruptcy.

With that said and if you still believe debt settlement is for you check out the recommended company to help you settle your credit card debt:

1. Debt Shield

If you want to settle your own credit card debt, check out this recommended course:

1. DIY Debt Settlement

If you are hesitating about if this is right for you, think about where you will be in 2 years’ time. Do you think you will be better off in the future if you keep doing what you are doing? What you have been doing is what got you here in the first place. If you hope to have a better future, you have to take a few steps now towards that goal. Start the process of negotiating with your credit card companies and get your debt settled for less than what you owe.

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